# Refunds

## get debtor's refund IBAN

 - [GET /v3/payments/{id}/debtor/refundIban](https://docs.bancontactpro.com/apis/merchant-payment.openapi/refunds/create-refund.md): This endpoint returns the debtor IBAN that the merchant can use to transfer the money directly. This process does not handle any money flow with the debtor.

The token/api-key necessary to call this endpoint must contain:
* subjectType : "INTEGRATOR:{CCV_ID}" or "MERCHANT:{ID}"
* resource: "PAYMENTPROFILE:{profileId}",
* authority: MERCHANT_REFUND

- The payment specified should be in the SUCCEEDED state
- The endpoint can be called multiple times by the Merchant, there's no restriction for that